Mobile Banking

Golden Alliant Credit Union has a Self-Enrollment feature that makes signing up for mobile banking easier than ever. Simply download the mobile banking app and click New User – this will start the self-enrollment process. If you are already a user of Online Banking, you can just sign in to the mobile banking app with your User Name and Password.

Apple iPhone or iPad

• Download the app from iTunes by clicking on the “App Store” icon on your device and search for “Golden Alliant Credit Union MO”.
• Touch the icon beside the app then start the download by hitting the “Get” button in the upper right-hand corner.
• Hit the “Install” button and then enter your iTunes account password (You MUST have an iTunes account already set up before you will be able to download the app)

Android Devices

• Download the app from Google Play by clicking on the “Play Store” icon on your device and search for “Golden Alliant Credit Union MO”.
• Touch the icon beside the app
• Download the app by hitting the “Install” button in the upper right-hand corner.

All sensitive and personal information is encrypted and access requires passcodes that only you know.

You may call us at 1-888-287-4094 and with proper verification, your User Name and Password will be restored or reset. You may also use the “Forgot Username” or “Forgot Password” feature, which can be found below the login section on the mobile app. This forgot password feature allows you to reset your account password prior to being locked out after three unsuccessful login attempts.

At this time, Mobile Banking is a free service.

Select “Manage Alerts” from the Main Menu

Note: You can view alerts that are already set up OR create new ones by selecting the “+” in the top right of the My Alerts tab.

• Select “Move Money” from the Main Menu.
• Touch the New Transaction button.
• Choose which account to move money from.
• Choose which account to move money to.
• Enter amount, date it should occur and how often it should occur; then choose Continue.
• Review the summary of your payment and then choose Submit.

Golden Alliant Credit Union’s Mobile Banking allows you to view account balances and transaction history, set account alerts, and move money by fund transfers or paying bills. Viewing Bank Statements and Managing Debit Cards are also added features. Users can also find the closest Golden Alliant Credit Union location or ATM by using the ‘Locations’ feature.

Yes. Select “Move Money”, then choose the ‘My Payees’ tab on the top right corner.

• You will then see a list of your payees; hit the “+” icon to Add.
• Next select Bill Pay for the type of Payee, and then fill out the Payee From and hit ‘Save’.
• The payee you added will then duplicate to Online Banking and appear the next time you login.

All personal and business U.S. checks made payable to the account owner or joint owners under $2,500.00 that have been properly endorsed with “For Mobile Deposit Only” and the payee’s signature can be processed through Golden Alliant Credit Union Mobile Deposit. Checks from Canada and other foreign countries, returned items, savings bonds and poor image quality checks must be deposited traditionally.

Golden Alliant Credit Union Mobile Capture features multiple layers of security. Your account and check information are given the highest level of safety available.

Yes. Check 21 legislation allows banks to exchange image of checks for collection instead of paper. In fact, the majority of checks in the U.S. are cleared electronically today.

ANY approved Golden Alliant Credit Union Mobile Deposits made before 4 PM Central Time are processed and credited to your account that business day. Mobile Deposits do not instantly reflect in your available balance. Items deposited after 4 PM will be processed the next business day, with availability of funds generally that same day. Saturdays, Sundays and Federal Holidays are not considered business days for processing purposes, even if the bank may be open on those days.

Deposits made after 4 PM on Friday, Saturday or throughout the weekend are processed on the next business day following that weekend. Saturdays, Sundays and Federal Holidays are not considered business days for processing purposes, even if the bank may be open on those days.

The software has built-in duplicate detection tools that detect items already captured. If the software detects potential duplicate checks, the following alert will be sent, “This check has already been submitted. We cannot accept it again.”

No, you cannot deposit more than one check per mobile deposit. If you have several checks, each check would need to be deposited separately using the mobile deposit service.

There are no restrictions to the number of deposits made per day. Each customer does have a restriction in place regarding the daily dollar limit. Most Golden Alliant Credit Union Mobile Deposit users are limited to $1,000.00 per day.

We are pleased to offer our Mobile Deposit service at no charge for customers meeting all requirements. Other fees may still apply, however, such as those for returned items or overdrafts, per item charges, limits on the number of items to deposit, and mobile carrier fees. You should also consult the Bank’s fee schedule and deposit account agreement for further information regarding fees applicable to your account.

Please retain the original check for 60 days after it has been submitted. After the retention period, you must write “VOID” across the front of the check in black or blue ink and then destroy it by cross-cut shredding or another commercially acceptable means of destruction.

No. If a check is returned for insufficient funds, you may not re-deposit it through Golden Alliant Credit Union Mobile Deposit. This item must be deposited traditionally at one of our Golden Alliant Credit Union locations.